FAQs
Frequently Asked Questions
We know that navigating the loan process can raise many questions. Here are some of the most common questions we get from clients. If you don’t find the answer you’re looking for, don’t hesitate to contact us for further assistance!
What is loan readiness?
Loan readiness is the process of preparing your business for a successful loan application. This includes improving your credit score, gathering required documents, and understanding the types of loans available to your business. At Monstar Revenue, we help you get your business in top shape to secure the best financing options.
How do I know if my business qualifies for a loan?
The qualifications vary depending on the type of loan you’re seeking. In general, lenders look for a solid business plan, good credit, stable cash flow, and relevant documentation. Our loan readiness services will help you assess and improve your chances before you apply.
What types of loans can Monstar Revenue help me with?
We specialize in helping businesses secure a variety of loans, including:
Small Business Loans
SBA Loans
Commercial Real Estate Loans
Bridge Loans
Working Capital Loans
How long does the loan process take?
The loan process can vary depending on the type of loan, the lender, and the completeness of your documentation. On average, the process can take anywhere from a few weeks to a couple of months. Our loan readiness services will help streamline the process and reduce any delays.
How can Monstar Revenue help me with my loan application?
We guide you through every step of the loan application process. From ensuring your business is loan-ready to connecting you with trusted lenders, we provide you with the tools, knowledge, and support needed to increase your chances of securing a loan.
How much does it cost to use Monstar Revenue’s services?
We typically do not charge upfront fees for our loan brokerage services. We are compensated by our lending partners only when a loan successfully closes. Some additional services, such as loan readiness consulting, may have optional fees which we’ll clearly disclose before starting.
Can I apply for a loan directly through your website?
Not yet — but we’re working on it! For now, you can start the process by filling out our consultation form, and one of our advisors will reach out to guide you through your options.
How does Monstar Revenue choose lending partners?
We partner only with reputable, vetted lenders who specialize in small business and commercial real estate loans. We match you with lenders based on your business profile, goals, credit, and financial readiness.
Do I need a business plan to qualify for a loan?
Yes, in most cases, a solid business plan is crucial — especially for SBA loans and commercial financing. We can help you review and improve your plan as part of our loan readiness services.
Can I work with Monstar Revenue if I have bad credit?
Absolutely. Many of our clients come to us with credit challenges. We help evaluate your credit profile and provide recommendations or connect you with lenders who consider alternative factors beyond credit scores.
What documents do I need to get started?
Typical documents include:
Government-issued ID
Business bank statements (3–6 months)
Tax returns (personal & business)
Business plan (if applicable)
Financial projections or P&L statements
Is Monstar Revenue a direct lender?
No. We are not a lender. We are a loan broker and loan readiness partner. We help match you with the right lenders and guide you through the application process.
how long does it take to get approved for a loan?
The timeline can vary based on the loan type and the lender. It can take anywhere from 2 days (for short-term working capital) to 30+ days (for SBA or commercial real estate loans). We help you stay on track and avoid delays.
Can you help with commercial property refinancing?
Yes. We work with commercial lenders that offer refinancing options for office buildings, retail, multifamily units, and more. If you’re considering refinancing, we’ll help you understand if it’s the right move and match you with options.
Do you offer services outside of the U.S.?
Currently, we focus on helping businesses within the United States. However, we’re open to international partnerships in the future. Stay connected with us for updates.
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